Most Georgia drivers have never heard of diminished value, and insurance companies rarely explain it. If your vehicle was damaged in an accident that wasn't your fault, you may be entitled to additional compensation — even after the repairs are done.
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What every Georgia driver needs to know before accepting an insurance offer:
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If someone else caused your accident, your vehicle may still be worth thousands less. Find out in under 60 seconds — there's no cost to check.
Calculate My ClaimYour vehicle is damaged
It gets repaired
It's still worth less — now with an accident history
You may recover that lost value
Every vehicle and case is different. Your results may vary.
"David and his team helped me after my 2024 accident. My insurer fought me on diminished value — David stepped in and got me a fair payout in less than a week."
"David got me substantially more than what the insurance company originally offered. Responsive and helpful throughout my entire case."
No. Even a perfect repair doesn't erase the accident from your vehicle's history. Buyers and dealers pay less for a vehicle with a reported accident, which is the loss diminished value claims are meant to recover.
Insurers are not required to volunteer this information, and paying it out isn't in their financial interest. That's why most Georgia drivers never hear about diminished value until it's explained by an attorney.
17c is the formula insurers often use to calculate diminished value payouts. It caps the maximum loss at 10% of your vehicle's retail value, then applies modifiers that reduce it further based on damage severity and mileage. We regularly challenge this formula using independent appraisals to establish the real market loss.
Not every case qualifies, but many more than drivers expect. Thanks to Georgia's State Farm v. Mabry ruling, even some at-fault or uninsured-motorist situations can qualify under a first-party claim. The fastest way to know is a free case review.
No. Gastley Law works on a no win, no fee basis — you only pay us when we recover money for you.
Georgia's statute of limitations for property damage claims is four years from the date of the accident (O.C.G.A. § 9-3-32). That said, vehicle depreciation is most pronounced for newer models, so we recommend starting your claim as soon as repairs are complete.
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